Accidents happen, and you need to know what to do immediately after one occurs, what information to exchange with the other party involved, and how to report a claim. Immediately after an accident, check for any injuries, and if somebody is hurt, call 911 right away. In the event medical first responders arrive at the scene, let them evaluate you and follow their directions. Even if you do not have any visible injuries, make sure to contact your doctor and let them know about the incident, because such symptoms as numbness and dizziness can appear after a few days, and not immediately.
After calling 911, call your local police department and remain at the scene. If possible, remain at the scene until the police officers allow you to leave. When exchanging information with the other driver, make sure to note the location and the time of an accident, take photos of an accident, briefly describe the accident, and write down the other driver’s insurance information with policy number, make, model and year of the vehicles involved, as well as names and contact numbers of witnesses. Once the information is collected, contact your insurance carrier and file a claim. Different insurance providers have different options for you to file a claim, such as online, via an app, or over the phone. Check your insurance policy or carrier’s website for more information. We at Team Insurance will be happy to assist you with any information you might have about your insurance policy and what to do in an accident.