Auto Insurance

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Get customizable auto insurance policies at affordable prices. Serving Kansas City and surrounding areas.

Being a driver is an important part of a person’s life, but it comes with a set of responsibilities. Having the right auto insurance policy will help you recover quickly if an accident were to happen.  

While your homeowners insurance protects your property and guests within the comfort of your own home, Team’s auto insurance options will give you independence and peace of mind when you are on the road. We work with multiple carriers to make sure you find the right policy tailored to your individual needs.

In addition to auto insurance, we also offer coverage for motorcycles, ATVs, motor homes, jet skis, and even boats.



Auto insurance policies vary by state. In most states, you are required by law to have property damage and bodily injury liability coverage. Other states require you to have additional coverage for medical expenses related to injuries that happened in your car and underinsured and uninsured motorist coverage. Kansas law requires that every insurance policy sold in the state must have these minimum coverages:

    • Bodily Injury Liability – if you are at fault in an accident, this coverage pays for the other person’s covered expenses, such as rehabilitation, medical payments, funeral costs, and others. In the event you are sued, this coverage also pays for your legal expenses.  
    • Property Damage Liability – if you damage another person’s property in a covered accident, this coverage pays for expenses needed to repair, replace, or purchase the new property. In the event you are sued, this coverage also pays for your legal expenses.  
    • Personal Injury Protection – if a covered accident occurs, no matter who is at fault, this coverage will pay for medical expenses, doctor and hospital visits, and funeral costs for you and your passengers. Moreover, PIP covers you in case you are driving somebody else’s vehicle with the owner’s permission and in the event you are hit by a car as a pedestrian.
  • Uninsured and Underinsured Motorist Protection – both of these coverage options protect you and your passengers in the event of the covered accident if the damage to you and your vehicle is done by a driver with no insurance at all or without enough insurance to cover the medical expenses. In this case, the policy pays for the damages to your vehicle, medical payments, and other losses resulting from a covered accident.

Team Insurance helps you to customize your auto insurance policy according to your needs and secure the insurance policy you can rely on. Selecting auto insurance from multiple available options can be overwhelming, as you want to ensure full coverage for a variety of risks without overpaying for your premiums. We make your needs our top priority. Contact us to receive more information and support in choosing the policy that’s right for you.

Get in touch with us today to receive your fully customized insurance quote. Discover the different coverage options and see how we can make a difference in your life!


Other Available Forms of Coverage


This type of coverage pays for the damages caused to your car in the event of a car accident.


This coverage pays for damages to your car caused by accidents other than collision. Such accidents include theft, vandalism, collision with an animal, and damages caused by fire, wind, flood, hail, or falling objects.

Rental Car Reimbursement

If your car is severely damaged in an accident and it will take a while for repairs, this coverage will pay the fees for car rental.

We understand that every customer has unique needs. Get in touch today to discover how we can assist you with your auto insurance coverage!