Powersport Insurance

Team Insurance makes choosing a policy for a jet ski or ATV easy!

If you own a car or a motorcycle, you know that there are certain coverages for your personal vehicle that are required by law and included in your Auto Insurance or Motorcycle Insurance. If you own vehicles for travel or recreational purposes, such as a motorcycle, ATV, boat, personal watercraft, RV, or travel trailer, you might want to consider purchasing Powersport Insurance to make sure your vehicles are covered in the event of an accident.

jet ski insurance

Things to Consider:

Team Insurance works with multiple insurance carriers nationwide to deliver you the best solutions for your insurance needs. Our experienced agents will be happy to speak to you to discuss the exact powersport policy that is right for you. We offer separate insurance solutions for Motorcycle Insurance, Boat Insurance, and RV Insurance, in addition to Powersports Insurance. Please visit the corresponding pages to learn more about these types of policies available.

You will need a powersport insurance policy if you want to cover the physical damage to your vehicle in the event of an accident, as well as any potential liability. Moreover, the powersport insurance will give you an extra layer of coverage in the event of an accident between you and an uninsured or underinsured motorist.

Coverage Options:

Discover ATV Coverage Options:


The policy will pay for the damages to your ATV in the event if you hit another ATV, a parked vehicle, tree, or another obstacle. Collision coverage will normally let you choose a deductible to pay in the event of an accident, while the policy will pay the rest.


The policy covers damages to your vehicle caused by an accident other than a collision. These include theft, fire, flood, vandalism, or a collision with an animal. You choose a deductible to pay, while the policy covers the rest in the event of an accident.

Uninsured/Underinsured Motorist Coverage

The policy will pay if the person at fault does not have insurance or does not have enough insurance to cover the damages or injuries.

Liability (Bodily Injury and Property Damage)

If you cause damage to people or property with your ATV, the policy will pay for the damage and protect your assets.

If you own an ATV, contact one of our agents to help you navigate the available policies.

Discover Personal Watercraft Coverage Options

Replacement of Personal Belongings

Your personal belongings are covered by policy in the event of loss or damage. If the policy cannot repair the damages, it will pay for a new item with same or similar characteristics.

Total Loss Coverage

In the event of total loss of your PWC, the policy will pay for a purchase of a new one, if your PWC is up to one model year old. If your PWC is over three model years old, you will receive the actual cash value of what your watercraft is worth at the moment.

Roadside Assistance

In the event of an accident, the policy will pay for towing your watercraft to the nearest repair shop.

Fuel Spill

The policy will cover the costs of spilled fuel you hold legal responsibility for.

Wreckage Removal

If your personal watercraft sinks, the policy will cover the costs of removal or destruction of wreckage.

Get in Contact:

You might have questions regarding additional coverage options for your travel and recreational vehicles. Contact our insurance specialists who will help you to select the most appropriate policy.

Get in touch with us today to receive your fully customized insurance quote. Discover the various coverage options and see how we can make a difference in your life!