Team Insurance makes choosing earthquake insurance quick and easy
Earthquake Insurance is not included in the most Homeowner’s Insurance policies. However, especially if you live in a high-risk area, you should consider purchasing an Earthquake Insurance for your home. There are many options and many things to consider, including significant variations in the pricing of the policies across the states. That’s why we at Team Insurance work with multiple carriers nationwide to be able to discover the Earthquake Insurance policy that is right for you.
Earthquake Insurance covers different damages to your home caused by an earthquake. There are different coverage’s available, and our experience agents will help you determine what works best for you. We can also help you review your Homeowner’s Insurance policy to make sure the earthquake coverage is not included.
Things to Consider:
There are a few things you will think about before buying earthquake coverage for your home. First of all, it is whether you live in a high-risk area. In the high-risk areas, earthquakes are more powerful and more frequent, so you should definitely get earthquake insurance. Some earthquakes can be so powerful that the tremors will be felt very far from the epicenter. Since there is no way to predict the intensity of earthquakes or when they are going to strike, earthquake coverage might be necessary for your property.
Moreover, consider the damage costs that an earthquake can cause to your property and belongings. If you know you will not be able to rebuild your home in case of damages, recover your personal belongings, or pay for temporary housing while repairs are taking place, earthquake coverage will be a right decision.
Team Insurance helps you to customize your earthquake insurance policy according to your needs and secure the insurance policy you can rely on. We make your needs our top priority. Contact us to receive more information and support in choosing the policy that’s right for you.
Popular Coverage Options:
Protection for Your Home
In the event your home is damaged, Dwelling Coverage will pay for repair of your home. However, this does not cover any unattached buildings, pools. landscaping, masonry, or fences.
Protection for Your Belongings
Your personal belongings inside your home are protected with the earthquake coverage, such as electronics, furniture, and appliances. The coverage will not pay for the damage to breakable consumables, such as dishes, vases, and so on. There are different dollar limits you can select based on your needs.
Additional Living Expenses
In the event you cannot live in your home because it is damaged or undergoing repairs, the policy will cover the costs of temporary housing. You will be able to select the dollar limit depending on the coverage that best suits your needs.