Life Insurance

Protect your family’s future with the right life insurance policy. Don’t leave the future of your loved ones to chance.

The right life insurance policy will be unique to you and your needs. Choose an insurance company that you can trust. Team Insurance is here to ensure your life insurance policy continues to meet your changing needs.

Many things can change in life that may require an update in your life insurance policy. This can include: recently getting married or divorced, having a new child or grandchild, deteriorating health, or any other changing needs. Don’t let challenges in life lead to challenges in determining the right life insurance policy, let Team Insurance help.

There are several different types of life insurance policies available — the most common include the following:

Term Life Insurance
Term life insurance provides protection for a specific time period. If you currently do not have a life insurance policy, term life insurance might be a good place to start. Term life insurance is often less expensive than whole life insurance, and is available in a variety of different time periods. In addition, sometimes with term life insurance policies you have the option to eventually convert it to permanent coverage. This provides you with flexibility as your needs change.

Whole Life Insurance
Whole life insurance is a form of life insurance that is set in place for the rest of your life. Premiums vary by the policy. Because many whole life insurance policies build cash value, choosing to go with a whole life insurance policy can be a good life investment.

Universal Life Insurance
Universal life insurance is characterized by its flexible premiums and a pricing structure that is not bundled. Universal life can also build cash value.

So what type of life insurance is best for you? Contact us today to determine the best policy for your needs.