Boat Insurance

Protect your freedom on water and land with the right policy from Team Insurance

What is one of the best ways to spend your free time on a warm sunny day? Boating. When you go out on the water, you feel the freedom that cannot be compared to anything else. Pressure of everyday life will go away once you go boating by yourself or with friends. To help you feel protected on water and land without worrying about yourself, your guests, or your possessions, Team Insurance will assist you in choosing the perfect insurance policy.


Things to Consider:

Your boat defines a part of your lifestyle, and it is important to have it insured in the event of an accident. We work with multiple carriers nationwide who offer protection for various types and sizes, including sailboats, power boats, pontoons, bass boats, and others. Whether you use yours for cruising, fishing or racing, our experts will provide you with the best insurance policy available for your particular situation.

To make sure your time on the water is enjoyable and worry-free, we offer a wide selection of policies from financially reliable carries. All policies are customizable, and we will tailor your boat insurance to your unique needs.

Similar to your auto insurance, popular boat insurance policies offer the following common types of coverage against different losses:

  • Liability – if you are at fault in an accident, this coverage pays for the other person’s covered expenses, such as property repairs or replacement, medical payments, and lost wages. In the event you are sued, this coverage also pays for your legal expenses. Moreover, the policy will pay the costs for cleaning up fuel spill and removing wreckage.
  • Medical Payments – if you injure someone else in an accident, the policy will pay for the hospital care and medical bills of the injured person.
  • Comprehensive & Collisionif your boat is damaged or stolen, the policy will pay the costs of repairs or replacement. You will only pay an agreed deductible while the policy will cover the remaining amount.
  • Uninsured/Underinsured Watercraft Bodily Injuryif another person who is uninsured or does not have enough insurance hits your boat, the policy will protect you in the event they are unable to pay the costs of repairs. Moreover, your medical bills and lost wages are also covered by the policy.

Get in Contact:

Depending on your boat type and what you use it for, you can find multiple options for your boat insurance policy. Reach out to our experienced agents who can help you select standard and additional coverages for your boat.

Get in touch with us today to receive your fully customized boat insurance quote. Discover the various coverage options and see how we can make a difference in your life!

Popular Coverage Options:

Personal Effects Protection

Insurance carriers will cover your personal property and fishing gear for up to an agreed dollar amount. Moreover, boat insurance policies also can cover unattached equipment, such as anchors, desk chairs, water skis, marine electronics, and safety equipment for an agreed amount.

Agreed Value Coverage

In the event of total loss of your boat, you will receive the total value according to agreed dollar amount.

Coverage to 75 Miles at Sea

Most insurance carriers in the US protect your boat up to 75 miles from the US coastline and into Canadian coastland or inland waters.