Protect Your Loved Ones and Valuable Assets with the Right
Policy from Team Insurance
Whether you are just starting your life as a homeowner or you have lived in your own place for years,
we understand how important the place you call home is to you and your family. That’s why we at
Team Insurance strives to help you with choosing a comprehensive homeowners policy to protect
your home from various risk exposures.
Homeowners insurance not only protects your house and property but also covers you and your guests
as well as your belongings and valuable items in your home. We provide customizable homeowners
insurance policies according to your budget and your needs.
Comprehensive insurance policies generally provide coverage for the following:
•Personal property and possessions
•Personal liability for injuries and property damage
•Medical payments in the event something happens to guests at your home
•Identity protection services
Depending on the carries, different coverage options can be included in your policy. However, you can
always customize your coverage to include flood insurance, dwelling insurance, or earthquake
insurance.
Every homeowner is different, and what works for one homeowner might not be suitable for your home
and family. That’s why we want to completely understand your needs before securing the most
appropriate policy for your home. We compare the policies from the major insurance carriers
nationwide to deliver the best home insurance solution according to your individual demands.
Choosing the right home insurance policy will give you peace of mind knowing that you will receive
money to replace your house and your personal belongings in case of an accident as well as ensure
protection of your valuable items.
Common Coverage Options:
Protection for Your Home
Property or Dwelling Coverage typically will pay to repair or rebuild your home if it’s damaged by a fire or storm.
Protection for You and Other People
Personal Liability Coverage is needed if someone is injured or their property is damaged and you are at fault. This coverage typically can be applied to anywhere in the world.
When choosing your liability coverage, it is important to consider things such as how much money you make and your current assets. Furthermore, we recommend that your personal liability coverage is high enough to protect your assets in the event of you being sued.
Additional Living Expenses
If you can’t live in your home because of a loss that is covered by your insurance policy, your home insurance coverage will pay additional living expenses. Often, it covers up to 24 months-while damage is assessed and your home is repaired or rebuilt.
Protection for Your Belongings
Your home is filled with many valuable assets that mean a lot to you. Personal Property Insurance will help to replace these items if they are lost, stolen or destroyed from a covered incident.