Protect your RV with a policy from Team Insurance
Your lifestyle is unique and so is your RV. RV Insurance is very different from your Auto Insurance, as you can use it in many ways for different purposes than your car. If you only take vacations, that’s great. If you use it as mobile home on a regular basis, that’s great, too. Team Insurance works with multiple carriers nationwide to help you in choosing the right policy and customizing it according to your unique needs.
If your RV is not your primary residence, the RV Insurance policy will protect your vehicle while you are on the road of parked at a campsite. You can customize your coverage to include your personal belongings inside your trailer, medical payments for injuries, and protection for accidents.
Things to Consider:
Aside from recreational insurance, you can purchase a full-timer’s RV policy, if you live in your RV year-round, at least 6 months out of the year. Additional coverages available will make you feel like a homeowner and having a Homeowners Insurance.
Discover Common Coverage Options
Comprehensive & Collision
In the event you get into an accident with another vehicle by collision, the policy will pay the costs of repairs. Comprehensive coverage protects you RV from other accidents that can lead to damages, such as hail, theft, flood, falling tree limbs, and other.
Bodily Injury & Property Damage Liability
If you are at fault in an accident, this coverage pays for the other person’s covered expenses, such as rehabilitation, medical payments, and others. If you damage another person’s property in a covered accident, this coverage pays for expenses needed to repair, replace, or purchase new property. In the event you are sued, this coverage also pays for your legal expenses.
Uninsured/Underinsured Motorist Protection
Both of these coverage options protect you and your passengers in the event of the covered accident, if the damage to you and your RV is done by a driver with no insurance at all or without enough insurance to cover the medical expenses. In this case, the policy pays for the damages to your RV, medical payments, and other losses resulting from a covered accident.
Medical Payments
No matter who is at fault in a covered accident, the policy will reimburse the costs of medical expenses for you and your passengers.
Get in Contact:
Choosing the right RV Insurance policy will give you a peace of mind knowing that you will receive money to replace your vehicle in case of an accident.
Get in touch with us today to receive your fully customized insurance quote. Discover the different coverage options and see how we can make a difference in your life!
Popular Coverage Options:
Emergency Expenses
In case your trip is interrupted, the policy will give you a certain amount of money for hotel expenses and transportation.
Protection for Your Belongings
You can add protection for your personal belongings and personal items. The depreciated value of the item will not be considered. The policy will pay for the costs of a new item.
Roadside Assistance
If your RV breaks down on the road, the policy will pay for towing to the nearest repair shop.