There is no single insurance company that offers the best rates on all types of coverage. Some companies specialize in policies for certain ages, such as policies for youth between 18-25 years old or insurance for those 55 years of age and up. Some insurance carries work only with people who have good credit scores and clean driving records, while others offer competitive rates on policies for individuals with traffic violations or low credit scores. As a result, you might not be getting the most benefits and the lowest rates by choosing a single provider, such as Geico, State Farm, or Progressive, to cover all of your insurance needs.  

Some companies, including the above-mentioned insurance providers, spend a lot of funds on advertising their policies in various media outlets. On the other hand, there are insurance companies like Auto-Owner’s Insurance or Safeco who sell their policies exclusively through independent agents. This way, the carries make insurance available for customers without having to spend a lot of money on advertising. These companies rely on independent insurance agents, such as licensed professionals at Tipton Hill Insurance, to represent them. For customers, this translates into having a myriad of options to receive the most appropriate coverage and the most competitive rates on their insurance.